Here's the key insight: When you have income, Basiselterngeld can be reduced to almost nothing. But ElterngeldPlus has a floor – it can't be reduced below your ElterngeldPlus base amount.
In practice, this means working parents often get significantly more total Elterngeld with Plus than with Basis.
Let's say your Basiselterngeld without income would be €1,500/month. You work part-time and earn €1,200.
With Basiselterngeld: 65% × (€2,300 pre-birth - €1,200 now) = €715/month Over 6 months: €4,290
With ElterngeldPlus: Base amount: €750/month (half of €1,500) This is protected – your €1,200 income doesn't reduce it below €750 Over 12 months: €9,000
That's a €4,710 difference!
ElterngeldPlus usually makes sense if:
The math gets complicated with different income levels. Use our calculator to see your specific numbers – the results can be surprising.
Also remember: ElterngeldPlus months count as half toward your total. So 12 months of Plus = 6 months worth of your 14-month 'budget'.
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